Sunday, November 30, 2008

My Tax Plan

My tax plan is simple. Many of you may have heard about it by now, and one Republican candidate actually ran with it as a plan he would push for. He was the only candidate on either side offering something legitimately different than the status quo i.e. "tax cuts" or "raising taxes on the wealthy." It is the Fair Tax. I will do my best to summarize here but you can read up on it in more detail at There are a few changes I would like to make to it, but it's a good starting foundation for now.

Basically speaking, it eliminates the income and payroll taxes and replaces them with a national sales tax. There are states now, like Texas and Florida, that utilize this general philosophy on the state level to collect and manage their general revenue. They don't collect income taxes in addition to property and sales tax. What this means at the national level is that you only pay taxes when you consume. You get to keep 100% of your paycheck!! It also means that people that don't pay income taxes now would pay taxes when they consume in our country. This includes illegal aliens, tourists, anyone paid in cash now that doesn't file income taxes.

This is a solution that is beneficial to everyone as it takes care of social security, Medicare, Medicaid, and other popular welfare programs that everyone doesn't want to see go away, but no one wants them to bankrupt the country either. The Fair Tax solves this problem since it increases the pool of people paying taxes.

There is one other benefit to the Fair Tax so that basics needs are met by all. All families will receive a prebate each month based on the number of people in your house hold for the amount of tax for the basic necessities of the household regardless of income. Anyone who can't afford more than the basic necessities will in essence pay no taxes unless they consume above and beyond your basic needs. Sorry Christmas presents don't count as basic needs, but with more spending power created from not paying taxes on your needs, Christmas presents might not be so difficult to swing each year.

Oh and there's a bonus, it eliminates the need for IRS (not the need to keep collecting on back owed taxes). But April 15 will no longer be the dreaded tax day, it will be just another day. And before you worry about all those government employees out of work, think of all the jobs that are now shipped overseas to countries considered more of a tax haven than the U.S. is now. With no income and payroll taxes, companies will be bring operations back here and/or move operations over here. So there will be plenty of jobs for them to get, as well as for all the other people who are unemployed.

While free market competiton takes care of the price of goods, one other thing I should mention is that only new goods are taxed. If you buy a used home or a used car, no taxes. If you buy used clothes, furniture, or anything else not new, no federal sales tax. You may still be subject to state taxes, but who cares if you understand this concept, you can make decisions based on this knowledge of when and how much you'll be taxed.

Again for more detailed information, check out It's a valuable source of information. There is also a link on there that tells you which of your Senators and Representatives support it or not.
Once you make up your mind that it's a good thing for our country, write your Senators and Representatives and let them know your thoughts on it even if they support it, but especially if they don't. The more voices they hear on this subject, the more they are likely to take a closer look at it. This isn't a partisan solution in my opinion, it's a win win solution for everyone, except for purist who are opposed to all taxation. It's better than a flat tax as it taxes consumption. So all those rich people buying cars and mansions and clothes and whatever else they buy will now be taxed on their consumption, not their earnings or capital gains as much of it sits in. You basically get to choose when you want to pay taxes or not based on the consumption decisions you make.

Wednesday, November 26, 2008

Happy Thanksgiving!!

Here's wishing everyone a Happy Thanksgiving and safe travels!

Wednesday, November 19, 2008

Auto Industry Ignorance or Arrogance?

If you haven't heard the news by now, the big wigs all rode private jets to ask congress for bailout money. Because first class is beyond them? I realize their time is valuable, but airports provide sufficient resources for them to work while waiting for their flights.

It seems to be in poor taste to fly in private planes to ask for the money of people who very rarely if ever fly private. Click here to see the report by ABC News.

If these CEOs are running the companies into the ground, we can see why, with refusal to change their executive travel policies. If they can't make cuts to their own perks before asking for tax payer dollars then they shouldn't be running the companies. If they are unwilling to change their policies dealing with unions, then they shouldn't be running the companies.

Government needs to stay out of the auto industry. I've said it before and I'll say it again.
Shut your mouth Michael Moore, you sound ignorant. Sorry he's on Larry king talking as if he knows something about the auto industry and the economy. But of course he didn't mention anything about the unions making concessions or the companies refusing to deal with unions any longer.

Back to I've said it before and I'll say it again. Let poorly operating companies fail. They will either figure out what to do to survive or fail. You can't throw good money after bad and expect to see good results. Sure times will be tough for some people for awhile, but they'll find new jobs either in their industry or somewhere else. Some of them will acquire new skills to get new jobs. When left to their own devices, people usually figure things out for themselves. Even if that means getting temporary help from their families, friends, church, and even government assistance available to them.

If you weren't furious before, you should be furious now. Write and call your Senators and Representatives. They may not listen, but you should always tell them you're view, take note of their vote and hold them accountable when they are up for reelection. Don't let them get away with this. It's our fault if we don't hold them accountable.

Sunday, November 16, 2008

Bipartisanship: Fact or Myth?

This whole election was filled with politicians on both sides of the isle (except Ron Paul I think and I'm sure a few others) talking about the importance of bipartisanship to work through the issues.

These statements came from a bunch of pompous, power hungry politicians on an ego trip. What I think they really mean by bipartisanship is, "it's great as long as your side compromises their morals, values, and beliefs to defect to my side, regardless of thoughtful logic, or what your constituency wants." Some politicians are willing to defect, while some are willing to discuss compromise and are somehow fooled into selling the morals, values, and beliefs of their constituency for "the better good of America." But in reality they are doing it to somehow increase their power or buy undecided votes depending on the race, since they can bank on the majority of their base not paying attention to their actions, thus voting for the name or party they know come election time.

True bipartisanship would be finding the common ground on an issue such as improved education in this country (or am I naive to think that everyone wants that?), and then discussing the various possibilities and researching how those various options work around the world and perhaps in our own country. It would require everyone involved to be open minded to the various solutions and results of research and remain free of non-objective influence by special-interest groups, lobbyists, or their best friend for that matter.

Something tells me this is an impossible ideal since the objective of our government and those running it has become to gain power, influence, and size at all cost by convincing the people that they can't take care of certain things on their own without the help of the government.

Or in reality is the system of "you scratch my back, I'll scratch yours" actually bipartisanship at it's greatest? You know where you talk a bunch of people on the other side to vote your way for a particular issue and promise to pay them back when they need a favor later.

I don't think so, but perhaps you do, and the beauty of living in a free country is the right to have your own opinion and be able to express it. We have the power when it comes to electing our various politicians. Research their beliefs and actions. Make sure you don't give up our valuable liberties in exchange for the government taking care of all your needs. Be careful what you wish for.

In conclusion, as things are, I vote Myth. What's your opinion?

Tuesday, November 11, 2008

More Evidence Supporting School Choice

Since I haven't seen this video talked about on most of the blogs I've come across, for those of you that haven't seen this video clip of a teacher in our country, Ashville, North Carolina, spreading her political opinion to her students, take the time to watch it and be appalled at the hypocrisy of her actions in the classroom to her followup statements. I don't have a problem if current events are discussed objectively in the classroom, but that was not an objective discussion. Nor were her reactions to the students who said they supported McCain.

I know that many of you believe that education is a right not a privilege. In my opinion education is important to the future of our country and its economy and growth regardless of it being a right or a privilege. If it's a right as many people agree on, should it not be your right to choose where you send your child to school with the tax dollars you are already paying? The money should follow the child not the the government school district you live in.

If public education is so great, why are the Obamas are shopping private schools for their girls? Presumably your tax dollars will be paying for their private school education even if indirectly through the salary of the president. I don't know if they have a separated stipend for education for the children or not. Irregardless, public school is apparently beyond their girls. I don't blame them, I'd be shopping private schools too, but every parent should have the opportunity since they are already paying taxes in the form of property taxes through rent or ownership.

It is in the best interest of this country if our children receive quality education at the price we are already paying. So what if some government schools are forced to close down. Free market competition is what has made our country great and prosperous. Education is proof of that, as we are behind much of the world in education. Throwing money after the problem is not the solution. Returning to free market competition is.

Everyone wants to fix health care and poverty in this country. Have any of our politicians and the general public considered the likelihood that education is the solution to health care and poverty? If kids come out of high school with the skills they need to either go to college or get a job beyond a cashier at Walmart or a non-managerial job at McDonald's, they can get better jobs that might offer health insurance, pay part of it, or at least pay more so they can afford to purchase it themselves. Just a thought for those of you that haven't considered this before.

Friday, November 7, 2008

Quotes by James Madison

-"If Congress can employ money indefinitely to the general welfare,and are the sole and supreme judges of the general welfare,they may take the care of religion into their own hands;they may appoint teachers in every State, county and parish and pay them out of their public treasury; they may take into their own hands the education of children,
establishing in like manner schools throughout the Union; they may assume the provision of the poor; they may undertake the regulation of all roads other than post-roads;
in short, every thing, from the highest object of state legislation down to the most minute object of police, would be thrown under the power of Congress.... Were the power
of Congress to be established in the latitude contended for, it would subvert the very foundations, and transmute the very nature of the limited Government established by the people of America."

-"Since the general civilization of mankind, I believe there are more instances of the abridgment of the freedom of the people by gradual and silent encroachments of those in power, than by violent and sudden usurpations; but, on a candid examination of history, we shall find that turbulence, violence, and abuse of power, by the majority trampling on the rights of the minority, have produced factions and commotions, which, in republics, have, more frequently than any other cause, produced despotism. If we go over the whole history of ancient and modern republics, we shall find their destruction to have generally resulted from those causes."

-"The government of the United States is a definite government, confined to specified objects. It is not like the state governments, whose powers are more general. Charity is no part of the legislative duty of the government."

-"A popular Government without popular information, or the means of acquiring it, is but a prologue to a farce or a tragedy; or, perhaps both. Knowledge will forever govern ignorance...."

-"All men having power ought to be distrusted to a certain degree. "

-"Every man who loves peace, every man who loves his country, every man who loves liberty ought to have it ever before his eyes that he may cherish in his heart a due attachment to the Union of America and be able to set a due value on the means of preserving it."

-"How could a readiness for war in time of peace be safely prohibited, unless we could prohibit, in like manner, the preparations and establishments of every hostile nation? "

-"It is a principle incorporated into the settled policy of America, that as peace is better than war, war is better than tribute."

-"I own myself the friend to a very free system of commerce, and hold it as a truth, that commercial shackles are generally unjust, oppressive and impolitic — it is also a truth, that if industry and labour are left to take their own course, they will generally be directed to those objects which are the most productive, and this in a more certain and direct manner than the wisdom of the most enlightened legislature could point out."

-"In Europe, charters of liberty have been granted by power. America has set the example ... of charters of power granted by liberty. This revolution in the practice of the world, may, with an honest praise, be pronounced the most triumphant epoch of its history, and the most consoling presage of its happiness."

-"That the most productive system of finance will always be the least burdensome."

-"The essence of Government is power; and power, lodged as it must be in human hands, will ever be liable to abuse."

Monday, November 3, 2008

Socialized Healthcare

I wonder how many of you out there really think that national health care is the answer to our health care needs. My follow up question to those of you that think it's a fabulous idea is "have you been to the emergency room lately for stitches, whiplash, sprained ankle or anything of the likes?" Depending on the area you live in, you probably had to wait a long time just to go back to see a doctor. And then once you got back there you probably had to wait some more. The reason being, the ER is filled with people that should be going to a doctor, but the reason they go to the ER is because;

1. The ER cannot turn them away by law
2. Many of them have no intentions of paying their bill hence why they go to the ER rather than a doctor. Because a doctor can ask for payment up front and refuse to see a patient if they haven't paid.

Ladies and Gentlemen, this is a socialized as you want your medicine to get. And I question the logic in allowing people to get away with not paying their ER bills because they don't care about their credit or they give a false social security number. I question the logic in telling ERs that they must treat everyone that comes into the ER regardless. They ought to be able to tell people with colds to go see their doctor along with other ailments.

But I'm sure those of you for socialized medicine think that doctors should have to treat everyone that comes to them regardless of their ability to pay. Let me tell you what happens under this system. More and more people refuse to pay which means more and more accounts go to collections, many of which are deemed noncollectable, and doctors no longer find it worth their while to stay in business. So they retire earlier, find other lines of work and advise kids not to bother going to medical school because the risks now outweigh the reward. So there are fewer and fewer professionals to treat more and more patients. But now these professionals are also employees of the government. And as the government realizes there are fewer professionals to meet the demand of the health care needs and wants, they start rationing health care.

So that elective radical mastectomy you want to prevent breast cancer because it runs rampant in your family will have to wait until it becomes cancer. Anything now considered elective, will no longer be an option until it threatens your life. So you will have to learn to live with the pain, discomfort, and even embarrassment your condition causes you. And if it does turn life threatening and you are over the age of 55, good luck on getting moved up on the priority list. The reasoning; you've lived a decent long life and are close to retirement so it's better for the government if you die before retirement so they don't have to take care of you after you stop work. They need the younger viable workers with 20-30 years of work left in them to keep working to pay taxes, so they'll take priority over an older person.

But this is what you all want. Because you naively think it's free. Nothing is free. it's only free to the person that refuses to pay taxes. But then again if you don't work to pay into their tax system, I'm sure you'll be moved down on the priority list for care as well. Because what good are you if you refuse to work so the government can take all your money to give you "free" nationalized health care?

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